Investment in a Healthier, Happier Child
Wellspring has helped change the bodies and lives of thousands of children, teens, and young adults with two leading programs:
- Wellspring Camps. With 11 summer and fitness and weight loss programs, including Wellspring Florida.
- Wellspring Academies. Year-round, long-term enrollment for weight loss while continuing education. Learn more about the Academies here.
There are several reasons why Wellspring Florida is an affordable investment in your child’s health and future.
| Low Potential Monthly Cost* | ||
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 |
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| 4-week session | 4-months w/ fee | |
| Tuition | $6,490 | $26,000 |
| Insurance Reimbursement | $1,500 | $5,500 |
| Monthly Cost w/ Loan | $110 | $271 |
| * Potential reimbursement differs depending on family insurance, but many families are reimbursed 1/4 of the price of tuition by insurance. Contact your own insurance to determine the amount you will be reimbursed. | ||
1. Health Insurance Reimbursement
Thanks to the clinical/behavioral component of Wellspring’s unique approach, insurance companies reimburse many families for some portion of the cognitive behavioral therapy. The clinical component of Wellspring includes a psychological assessment and four cognitive-behavioral counseling sessions per week. Specifically, students participate in two individual and two group CBT sessions per week.
These services represent a portion of the total cost of tuition, and may be reimbursed by health insurance, depending upon provider, plan, and benefits.
Typically, families with PPO plans are more likely to receive reimbursement for a portion of the clinical component of the program (as much as $2,000 for a 4-week session, and $1,500 for a second 4-week session). In view of the fact that there are thousands of insurance policies with complex reimbursement procedures, we cannot guarantee that your policy will cover these costs.
Families with HMOs should generally not expect to receive reimbursement, though we encourage families to advocate for their children's health whenever possible.
There are three main questions you should consider when calling your insurance providers:
1) Do you have out-of-network medical and/or mental health benefits?
2) Is there an additional deductible with either?
3) Is pre-authorization and/or pre-certification required, and if so, what is required?
Please call Wellspring Admissions at 866-364-0808 so we can walk you through how to discuss this with your insurer.
Flexible Spending Account or Health Savings Account
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you should be able to use this account – and these pre-tax dollars – to pay for most of the cost of Wellspring (i.e., the entire cost, less the cost of food and lodging). Because each Wellspring program has slightly different food and lodging expenses, please contact Wellspring to receive an invoice that breaks out lodging and food from total tuition and fees.
2. Loans to spread cost out over months or years
Wellspring is approved for several loan programs that spread the cost of camp over months, or even years. These loans can cover the entire camp tuition + fees, including transportation to and from camp, and feature very low interest rates and deferral of payments for up to 6 months. These loans also have no prepayment penalties or cancellation fees.
Families who take advantage of the loan program find that the cost of 4 weeks at Wellspring can be as little as $110 per month. Because the loan qualification and application process can be confusing, and because Wellspring families can choose from among several lenders, we recommend that all Wellspring families work with our partner organization, Clark Custom Loans. Clark Custom Loans guides all Wellspring families through the loan qualification and application process and helps families choose the best loan for them. Clark Custom Loans typically can complete this process within 48 hours.
Please call Wellspring Admissions at 866-364-0808 to discuss how to begin the process of applying for a loan.
3. Tax Deduction
On April 2, 2002, the IRS announced a new policy (IRS Ruling 202-19) stating that "Obesity is medically accepted to be a disease in its own right." For taxpayers, this means that treatment specifically for obesity can now be claimed as a medical deduction following a referral from a physician.
For more information, please visit:http://www.irs.gov/taxtopics/tc502.html
Wellspring Fees
With so many different locations, start dates, and camp durations, please click here to calculate the cost of tuition.
Below are the Fees associated with Wellspring Florida weight loss camp:
Family Workshop: $300. This fee is refunded in full if at least one family member attends one of the Wellspring Family Workshops.
Year-round Continuing Care Program: $600. The fee is refunded in full based on meeting two criteria:
- Camper completes 140 out of 180 days of self-monitoring (3 food items with fat and calories recorded per day)
- Parent (or camper) obtains a verified height and weight and provides this form back to Wellspring via mail, fax, or email.
Note: Because research has demonstrated the importance of participation in the Family Workshop and compliance with the Continuing Care Program for continued weight loss after returning home, Wellspring will refund the full cost of both for successful completion. Click the links above for full details.
